Monterey, CA vs San Francisco, CA
Side-by-side comparison of housing, income, commute, safety, and quality of life.
Score Snapshot
No universal winner
Scores summarize the published model. Use the objective metric differences below and your own priorities to choose.
Monterey
62.7
#1834 nationally
San Francisco
62.9
#1817 nationally
Monterey leads in average commute (19.1 min vs 33.4 min). San Francisco leads in walk score (89 vs 53). San Francisco leads in median household income ($136,689 vs $98,003).
Metric-by-Metric Breakdown
| Metric | Monterey, CA | San Francisco, CA |
|---|---|---|
| WhereAtHome Score | 62.7 (#1834) | 62.9 (#1817) |
| Population | 29,116 | 808,437 |
| Typical Home Value (ZHVI) | $1,179,065 | $1,416,278 |
| Median Household Income | $98,003 | $136,689 |
| Average Commute | 19.1 min | 33.4 min |
| Walk Score | 53 | 89 |
| Crime Level | 10.5 | Moderate-High |
| School Rating | N/A | 6.5 |
| Cost of Living Index | 192 | 195 |
| Political lean County 2024 presidential margin — context only, not scored | D+29.9 | D+64.8 |
D-
62.7 Score
Monterey, CA
Small California city with local appeal
Median Home
$1,179,065
Population
29,116
Crime
Moderate-High
Walk Score
53
Pacific
View Monterey, CA →
D-
62.9 Score
San Francisco, CA
Innovation capital on the bay
Median Home
$1,416,278
Population
808,437
Crime
Moderate-High
Schools
B-
Pacific
View San Francisco, CA →
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